Investree Philippines | An SME Receivables Financing Company

Fast-track your application with

Express Invoice Financing

Check the financing eligibility of your outstanding invoices in just 1 day!

Rates & Terms

Loan-To-Value

80% of the invoice amount

Collateral Requirement

None

Financing Amount

₱100,000 up to ₱15,000,000

Tenor

1 month - 6 months

Interest Rates

2% - 4% per month

Repayment Options

One-time

Platform Fees

5% per financing application

Taxes

VAT and DST apply

Why Invoice Financing?

Convert your outstanding invoices into additional working capital!

Never miss out on new business opportunities because of lengthy payment terms. Investree's invoice financing allows you to accept larger projects, acquire more clients, and bridge unexpected cash flow gaps. To apply, simply register and submit your invoices!

Higher Loan-To-Value (LTV) of 80% of the invoice amount

Apply for a higher financing amount of up to ₱15,000,000* per application.

*Final financing amount will be determined during our standard credit and risk assessment process.

Build stronger relationships and trust with the platform and investors

Strengthen connections and instill confidence among stakeholders for a mutually rewarding and sustainable partnership.

Better relationships mean better rates and terms in the future

Foster a strong relationship by maintaining timely payments, proactive networking and communication, and shared objectives to unlock valuable financial advantages.

What is a valid Invoice?

Turn your invoices into opportunities! Here's a quick guide on what type of invoice you should submit to guarantee a hassle-free application.

The invoice date to date of application should be less than 60 days

Your company issued the invoice to your corporate client

Your corporate client has to be one of the following:

Government offices like LGUs, GOCCs, Departments, etc.
Public-listed Corporations
Multinational Companies
Companies that belong to the Top 1000 Corporations in the Philippines
Affiliates or subsidiaries of the above

The transaction amount should be ₱500,000 and above.

Find out if you qualify for invoice financing

Ready to move forward? If you checked off all the pre-qualifications on our checklist, your next step is to prepare your documents, register on our platform, and apply!

Registered business in DTI or SEC for at least 1 year and has permit to operate

Supplies goods and services to corporate clients that falls under any of the following categories:

Government offices like LGUs, GOCCs, Departments, etc.
Public-listed Corporations
Multinational Companies
Companies that belong to the Top 1000 Corporations in the Philippines
Affiliates or subsidiaries of the above

Has unpaid invoices or billing statements issued to your corporate clients

Your business’ annual revenue is at least ₱5 million

Posted net profit in the latest Audited Financial Statement

Has an active checking account from the past 6 months

Watch this to know more about Invoice Financing

Frequently Asked Questions

How does invoice financing work?

Invoice financing works by guaranteeing the financing with an invoice— a bill for goods or services given to you by your buyer.

How much additional working capital can I get from invoice financing?

You can get funds of up to 80% of the invoice amount.

What are your interest rates for invoice financing?

We charge an interest rate between 2% and 4% per month, depending on our Risk team's assessment of your business profile and the financing type.

How do you determine the interest rates?

Our proprietary credit scoring technology uses a risk-based pricing model to determine the interest rates, which are based on the profiles of your business and your client.

How much is the processing fee?

We charge a processing fee of 5%, referred to as the Marketplace Fee, of the financing amount per each transaction.

Got more questions?