Why grow with Investree?
100% Online Application
Apply anytime, anywhere! Complete your registration online and get excellent customer support.
Seamless Support and Full Transparency
Your dedicated Relationship Manager ensures tailored support, prioritizing an in-depth comprehension of your business and complete transparency on fees and process.
Financing Approval within 3 Weeks or Less
Status of your application can be tracked on the online portal.
No Collateral Credit
Get additional working capital up to ₱5 million pesos on the first two transactions, increasing up to ₱15 million per transaction.
Affordable & Risk-based
Rate is comparable to unsecured business loans from banks. Risk-based pricing enable businesses to get lower rate by building good credit history with Investree.
What our clients say about us
john piechnick profile image
What is important for a company like ours is that you always pay wages on time even if the money isn’t coming in, and that’s where Investree helped us. We were able to have short-term loans to help us with cash flow.
John Piechnick
Owner of Halcyon Digital Media Design, Inc.
Watch Testimonial Video
What are our rates and terms?
Invoice Financing
Purchase Order Financing
Working Capital Term Note
Loan-To-Value Ratio
Up to 80% of the invoice amount
Up to 50% of the purchase order amount
Up to 60% of the appraised value of the collateral property
Minimum-Maximum Financing Amount
₱ 100,000 - ₱ 15,000,000
₱ 100,000 - ₱ 15,000,000
Php 2,000,000 - Php 15,000,000
Monthly Interest Rate
2% - 4%
2% - 4%
1% - 1.25%
Platform Fees
5% per financing application
5% per financing application
5% per financing application
Collateral Requirement
Real Estate Mortgage
1 month - 6 months
1 month - 6 months
7 months - 36 months
Repayment Options
One-time (on or before maturity date)
One-time (on or before maturity date)
Monthly Installment
Other Costs
VAT ● DST ● Appraisal or Inspection Fee ● Registry of Deeds Registration Fees ● Fire Insurance ● Mortgage Redemption Insurance
What your financing with us could look like
Available Products
Calculate based on
Financing Amount
Marketplace Fee
  1. All amount presented here are estimate only. Final financing amount and other terms are subject to credit assessment.
  2. The computation is based on the interest rate of 2% per month. Actual interest rate may vary depending on the credit grade and investor bid.
  3. The financing amount is based on the maximum Loan-To-Value.
Repayment Terms
One time payment
3 Monthly Installments
6 Monthly Installments
9 Monthly Installments
12 Monthly Installments
What are our financing qualification criteria?
If you meet all the qualifications on our checklist, your next step is to register and create an account!
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Registered business in DTI or SEC for at least 1 year and has permit to operate
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Supplies goods and services to corporate clients that falls under any of the following categories:
  • Government offices like LGUs, GOCCs, Departments, etc.
  • Public-listed Corporations
  • Multinational Companies
  • Companies that belong to the Top 1000 Corporations in the Philippines
  • Affiliates or subsidiaries of the above
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Has unpaid invoices or billing statements and/or unfulfilled purchase orders, contracts, notice of award or notice to proceed from your corporate clients
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Your business’ annual revenue is at least ₱5 million
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Posted net profit in the latest Audited Financial Statement
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Has an active checking account from the past 6 months
What are the documentary requirements?
To fast-track your application, ensure to have the following documents with you upon registration.
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Valid ID and Proof of Billing

Submit a clear colored copy of any one of these acceptable ID types, ensuring that your signature is visible:  

  • Driver’s License
  • Philippine Passport with Signature
  • Philippine National ID
  • Unified Multi-Purpose ID
  • SSS ID
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Business Registration and Permit
  • DTI or SEC Certificate
  • Articles of Incorporation or Partnership
  • General Information Sheet for Partnership or Corporation
  • Latest Business Permit
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Financial Documents
  • Latest 2 years' Audited Financial Statement with a stamp or acknowledgement receipt
  • Latest 2 years’ Income Tax Return
  • Latest 6 months Bank Statements
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Trading Documents
  • Historical transactions such as previous contracts, delivery receipts, invoices, billing statements, and/or official receipts or collection receipts
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Proof of Ongoing or Upcoming Projects

Unpaid invoices or billing statements and/or undelivered purchase orders or contracts (and similar documents)

What is our financing process?
Our process is 100% online, so you can apply anytime, anywhere!
Register Online
Register Online
One-time account registration and activation
Complete Documents
Complete Documents
Accomplish the requirements and submit invoice or purchase order for financing
Application Assessment
Application Assessment
Investree team will assess and approved the application
Bidding of Investors
Bidding of Investors
Approved applications will be offered to investors for funding
Receive Financing Offer
Receive Financing Offer
Agree to the financing terms such as interest rate, maturity date, and mode of payment
Disbursement of Funds
Disbursement of Funds
Use the funds to grow and maintain your operations
Pay on Time
Pay on Time
Make payments on time to be eligible for repeat transactions and more affordable terms
Frequently Asked Questions

Who is Investree

Investree Philippines is the country's 1st SEC-licensed crowdfunding platform that serves as a marketplace for SMEs seeking additional working capital to grow their businesses and investors looking to diversify their portfolios.

How does Investree operate in providing funds to businesses?

Investree serves as an intermediary platform connecting SMEs with investors for financing solutions. Investree itself does not directly provide funds; instead, it collaborates with sophisticated investors who are willing to assist SMEs with additional capital.

How do I apply for financing?

To initiate a financing application, register at Investree PH Registration, upload required documents, and submit your invoice or PO for approval, with funds available within 3 weeks or less.

How do you determine the interest rates?

Our proprietary credit scoring technology uses a risk-based pricing model to determine the interest rates, which are based on the profiles of your business and your client.

Do you offer personal financing?

We do not provide personal financing services. Instead, our financing solutions are designed to cater specifically to the needs of Filipino SMEs seeking to achieve business growth and expansion.

Got more questions?
Licensed and Supervised By
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SEC Crowdfunding License SEC Company Reg. No. CS20200001028 Crowdfunding Intermediary under SEC MC No. 14
Our Affiliations