Why grow with Investree?
100% Online Application
Apply anytime, anywhere! Complete your
registration online and get excellent
customer support.
Seamless Support and Full
Transparency
Your dedicated Relationship Manager ensures
tailored support, prioritizing an in-depth
comprehension of your business and complete
transparency on fees and process.
No Collateral Credit
Get additional working capital up to ₱5
million pesos on the first two transactions,
increasing up to ₱15 million per
transaction.
Affordable & Risk-based
Rate is comparable to unsecured
business loans from banks.
Risk-based pricing enable businesses
to get lower rate by building good
credit history with Investree.
Financing Approval within 3 Weeks or Less
Status of your application can be tracked on the online portal.
100% Online Application
Apply anytime, anywhere! Complete your
registration online and get excellent
customer support.
Seamless Support and Full
Transparency
Your dedicated Relationship Manager ensures
tailored support, prioritizing an in-depth
comprehension of your business and complete
transparency on fees and process.
Financing Approval within 3 Weeks or Less
Status of your application can be tracked on the online portal.
No Collateral Credit
Get additional working capital up to ₱5
million pesos on the first two transactions,
increasing up to ₱15 million per
transaction.
Affordable & Risk-based
Rate is comparable to unsecured
business loans from banks.
Risk-based pricing enable businesses
to get lower rate by building good
credit history with Investree.
What our clients say about us
What is important for a company like ours is that you always pay wages on time even if the money isn’t coming in, and that’s where Investree helped us. We were able to have short-term loans to help us with cash flow.
John Piechnick
Owner of Halcyon Digital Media
Design, Inc.
Watch Testimonial Video
What are our rates and terms?
Invoice Financing
Purchase Order Financing
Working Capital Term Note
Loan-To-Value Ratio
Up to 80% of the invoice amount
Up to 50% of the purchase order amount
Up to 60% of the appraised value of the collateral property
Minimum-Maximum Financing Amount
₱ 100,000 - ₱ 15,000,000
₱ 100,000 - ₱ 15,000,000
Php 2,000,000 - Php 15,000,000
Monthly Interest Rate
2% - 4%
2% - 4%
1% - 1.25%
Platform Fees
5% per financing application
5% per financing application
5% per financing application
Collateral Requirement
None
None
Real Estate Mortgage
Tenor
1 month - 6 months
1 month - 6 months
7 months - 36 months
Repayment Options
One-time
(on or before maturity date)
One-time
(on or before maturity date)
Monthly Installment
Other Costs
VAT & DST
VAT & DST
VAT ● DST ● Appraisal or Inspection Fee ● Registry of Deeds Registration Fees ● Fire Insurance ● Mortgage Redemption Insurance
What your financing with us could look like
Available Products
Basis for financing computation
Calculate based on
Financing Amount
₱0.00
Marketplace Fee
₱0.00
Disclaimer:
- All amount presented here are estimate only. Final financing amount and other terms are subject to credit assessment.
- The computation is based on the interest rate of 2% per month. Actual interest rate may vary depending on the credit grade and investor bid.
- The financing amount is based on the maximum Loan-To-Value.
Repayment Terms
Terms
One time payment
3 Monthly Installments
6 Monthly Installments
9 Monthly Installments
12 Monthly Installments
Amount
₱0.00
₱0.00
₱0.00
₱0.00
₱0.00
What are our financing qualification criteria?
If you meet all the qualifications on our checklist,
your next step is to register and create an account!
Registered business in DTI or SEC for at least 1 year and has permit to operate
Supplies goods and services to corporate clients that falls under any of the following categories:
- Government offices like LGUs, GOCCs, Departments, etc.
- Public-listed Corporations
- Multinational Companies
- Companies that belong to the Top 1000 Corporations in the Philippines
- Affiliates or subsidiaries of the above
Has unpaid invoices or billing statements and/or unfulfilled purchase orders, contracts, notice of award or notice to proceed from your corporate clients
Your business’ annual revenue is at least ₱5 million
Posted net profit in the latest Audited Financial Statement
Has an active checking account from the past 6 months
What are the documentary requirements?
To fast-track your application, ensure to have the following documents with you upon registration.
Valid ID and Proof of Billing
Submit a clear colored copy of any one of these acceptable ID types, ensuring that your signature is visible:
- Driver’s License
- Philippine Passport with Signature
- Philippine National ID
- Unified Multi-Purpose ID
- SSS ID
- GSIS ID
- OWWA ID
Business Registration and Permit
- DTI or SEC Certificate
- Articles of Incorporation or Partnership
- General Information Sheet for Partnership or Corporation
- Latest Business Permit
Financial Documents
- Latest 2 years' Audited Financial Statement with a stamp or acknowledgement receipt
- Latest 2 years’ Income Tax Return
- Latest 6 months Bank Statements
Trading Documents
- Historical transactions such as previous contracts, delivery receipts, invoices, billing statements, and/or official receipts or collection receipts
Proof of Ongoing or Upcoming Projects
Unpaid invoices or billing statements and/or undelivered purchase orders or contracts (and similar documents)
What is our financing process?
Our process is 100% online, so you can apply anytime, anywhere!
1
Register Online
One-time account
registration and
activation
2
Complete Documents
Accomplish the
requirements and submit
invoice or purchase order
for financing
3
Application Assessment
Investree team
will assess and
approved the
application
4
Bidding of Investors
Approved applications
will be offered to
investors for funding
5
Receive Financing Offer
Agree to the financing terms
such as interest rate,
maturity date, and
mode of payment
6
Disbursement of Funds
Use the funds to grow
and maintain your
operations
7
Pay on Time
Make payments on time
to be eligible for repeat
transactions and more
affordable terms
Frequently Asked Questions
Who is Investree
Investree Philippines is the country's 1st SEC-licensed crowdfunding platform that serves as a marketplace for SMEs seeking additional working capital to grow their businesses and investors looking to diversify their portfolios.
How does Investree operate in providing funds to businesses?
Investree serves as an intermediary platform connecting SMEs with investors for financing solutions. Investree itself does not directly provide funds; instead, it collaborates with sophisticated investors who are willing to assist SMEs with additional capital.
How do I apply for financing?
To initiate a financing application, register at Investree PH Registration, upload required documents, and submit your invoice or PO for approval, with funds available within 3 weeks or less.
How do you determine the interest rates?
Our proprietary credit scoring technology uses a risk-based pricing model to determine the interest rates, which are based on the profiles of your business and your client.
Do you offer personal financing?
We do not provide personal financing services. Instead, our financing solutions are designed to cater specifically to the needs of Filipino SMEs seeking to achieve business growth and expansion.
Got more questions?
